The process is well regulated. The roles are clearly defined. But if you are not familiar with Spanish property law, especially when it comes to rural properties, it is easy to miss something important.

We have guided hundreds of buyers through this process. We know where delays happen, which documents matter, and which steps are essential. This guide explains the whole process and how we can help you.

The process is well regulated. The roles are clearly defined. But if you are not familiar with Spanish property law, especially when it comes to rural properties, it is easy to miss something important.

We have guided hundreds of buyers through this process. We know where delays happen, which documents matter, and which steps are essential. This guide explains the whole process and how we can help you.

The process is well regulated. The roles are clearly defined. But if you are not familiar with Spanish property law, especially when it comes to rural properties, it is easy to miss something important.

We have guided hundreds of buyers through this process. We know where delays happen, which documents matter, and which steps are essential. This guide explains the whole process and how we can help you.

The process is well regulated. The roles are clearly defined. But if you are not familiar with Spanish property law, especially when it comes to rural properties, it is easy to miss something important.

We have guided hundreds of buyers through this process. We know where delays happen, which documents matter, and which steps are essential. This guide explains the whole process and how we can help you.

Before starting the search, we help you define what you really need, not just what you think you want. Budget, location, size, lifestyle. This saves time and keeps expectations realistic.

Before starting the search, we help you define what you really need, not just what you think you want. Budget, location, size, lifestyle. This saves time and keeps expectations realistic.

Before starting the search, we help you define what you really need, not just what you think you want. Budget, location, size, lifestyle. This saves time and keeps expectations realistic.

We show you properties that match your criteria and we reject ones that do not. All listings have been checked beforehand. No urban-planning surprises. No legal issues we have not already disclosed.

We show you properties that match your criteria and we reject ones that do not. All listings have been checked beforehand. No urban-planning surprises. No legal issues we have not already disclosed.

We show you properties that match your criteria and we reject ones that do not. All listings have been checked beforehand. No urban-planning surprises. No legal issues we have not already disclosed.

We organise viewings at your pace. We translate and explain the local context. We point out details you might miss, as well as things the seller may not mention.

We organise viewings at your pace. We translate and explain the local context. We point out details you might miss, as well as things the seller may not mention.

We organise viewings at your pace. We translate and explain the local context. We point out details you might miss, as well as things the seller may not mention.

Define your requirements
​​​​​​​

Define your requirements
​​​​​​​

Define your requirements
​​​​​​​

Property search
​​​​​​​

Property search
​​​​​​​

Property search
​​​​​​​

Viewings
​​​​​​​

Viewings
​​​​​​​

Viewings
​​​​​​​

Make an offer
​​​​​​​

Make an offer
​​​​​​​

Make an offer
​​​​​​​

Legal due diligence
​​​​​​​

Legal due diligence
​​​​​​​

Legal due diligence
​​​​​​​

This is where most problems are found — or missed. We work with lawyers experienced in rural property law. They check ownership, planning status, debts, easements and everything else.

This is where most problems are found — or missed. We work with lawyers experienced in rural property law. They check ownership, planning status, debts, easements and everything else.

This is where most problems are found — or missed. We work with lawyers experienced in rural property law. They check ownership, planning status, debts, easements and everything else.

Notary signing
​​​​​​​

Notary signing
​​​​​​​

Notary signing
​​​​​​​

Notary signing
​​​​​​​

We accompany you to the notary. We translate the deed. We make sure all payments are made correctly. We confirm the registration at the Property Registry.

We accompany you to the notary. We translate the deed. We make sure all payments are made correctly. We confirm the registration at the Property Registry.

We accompany you to the notary. We translate the deed. We make sure all payments are made correctly. We confirm the registration at the Property Registry.

Once you find the right property, we help you structure a fair offer. We negotiate on your behalf. We know the local market and how deals are closed.

Once you find the right property, we help you structure a fair offer. We negotiate on your behalf. We know the local market and how deals are closed.

Once you find the right property, we help you structure a fair offer. We negotiate on your behalf. We know the local market and how deals are closed.

After-sales support
​​​​​​​

After-sales support
​​​​​​​

After-sales support
​​​​​​​

Utilities, paperwork for the home, local contractors: we do not disappear after the sale. We stay here when you need us.

Utilities, paperwork for the home, local contractors: we do not disappear after the sale. We stay here when you need us.

Utilities, paperwork for the home, local contractors: we do not disappear after the sale. We stay here when you need us.

Required for all property purchases in Spain. We can guide you through the application process or put you in touch with a gestor who can handle it directly.

Required for all property purchases in Spain. We can guide you through the application process or put you in touch with a gestor who can handle it directly.

The notary is a neutral public official who oversees the signing. They verify identity, read the deed aloud and make sure everything is legal. Afterwards, the deed is registered.

The notary is a neutral public official who oversees the signing. They verify identity, read the deed aloud and make sure everything is legal. Afterwards, the deed is registered.

The notary is a neutral public official who oversees the signing. They verify identity, read the deed aloud and make sure everything is legal. Afterwards, the deed is registered.

The notary is a neutral public official who oversees the signing. They verify identity, read the deed aloud and make sure everything is legal. Afterwards, the deed is registered.

The Spanish Property Registry. Your lawyer checks the registry extract before signing to confirm ownership, debts and any restrictions on the property.

The Spanish Property Registry. Your lawyer checks the registry extract before signing to confirm ownership, debts and any restrictions on the property.

NIE(Tax Identification number)

NIE (Tax Identification Number)
​​​​​​​

NIE (Tax Identification Number)
​​​​​​​

Taxes: ITP or VAT

Public Notary
​​​​​​​

Public Notary

Property Registry
​​​​​​​

Property Registry

Taxes: ITP or VAT
​​​​​​​

Resale properties are subject to Transfer Tax, also known as ITP — 8–10% in Andalusia. New-build properties are subject to VAT at 10%, plus Stamp Duty at 1.5%. These taxes are paid by the buyer.

Resale properties are subject to Transfer Tax, also known as ITP — 8–10% in Andalusia. New-build properties are subject to VAT at 10%, plus Stamp Duty at 1.5%. These taxes are paid by the buyer.

Resale properties are subject to Transfer Tax, also known as ITP — 8–10% in Andalusia. New-build properties are subject to VAT at 10%, plus Stamp Duty at 1.5%. These taxes are paid by the buyer.

Resale properties are subject to Transfer Tax, also known as ITP — 8–10% in Andalusia. New-build properties are subject to VAT at 10%, plus Stamp Duty at 1.5%. These taxes are paid by the buyer.

License of First Ocupation

Licence of First Occupation
​​​​​​​

Proof that the property meets minimum habitability standards. It is an essential requirement for resale. If it is missing, it can delay the sale; we check this in advance.

Proof that the property meets minimum habitability standards. It is an essential requirement for resale. If it is missing, it can delay the sale; we check this in advance.

Proof that the property meets minimum habitability standards. It is an essential requirement for resale. If it is missing, it can delay the sale; we check this in advance.

Proof that the property meets minimum habitability standards. It is an essential requirement for resale. If it is missing, it can delay the sale; we check this in advance.

Yes. Spanish banks offer mortgages to non-residents, usually up to 60–70% of the property value. You will need proof of income, a NIE and a Spanish bank account. We can put you in touch with mortgage advisers specialised in international buyers.

If there are no complications: 2 to 3 months from offer to completion. Due diligence usually takes 4 to 6 weeks. Signing takes place once all checks are complete, all cheques have been collected and the funds are available.

If there are no complications: 2 to 3 months from offer to completion. Due diligence usually takes 4 to 6 weeks. Signing takes place once all checks are complete, all cheques have been collected and the funds are available.

If there are no complications: 2 to 3 months from offer to completion. Due diligence usually takes 4 to 6 weeks. Signing takes place once all checks are complete, all cheques have been collected and the funds are available.

Can I get a mortgage as a foreigner?
​​​​​​​

Can I get a mortgage as a foreigner?
​​​​​​​

Can I get a mortgage as a foreigner?
​​​​​​​

How long does the process take?
​​​​​​​

How long does the process take?
​​​​​​​

Do I need a lawyer?
​​​​​​​

Do I need a lawyer?
​​​​​​​

Do I need a lawyer?
​​​​​​​

What are the ongoing costs?
​​​​​​​

What are the ongoing costs?
​​​​​​​

Annual property tax, also known as IBI, rubbish collection, community fees where applicable and utilities. For a typical rural property, expect around €400 to €1,500 per year, depending on size and location.

Annual property tax, also known as IBI, rubbish collection, community fees where applicable and utilities. For a typical rural property, expect around €400 to €1,500 per year, depending on size and location.

Annual property tax, also known as IBI, rubbish collection, community fees where applicable and utilities. For a typical rural property, expect around €400 to €1,500 per year, depending on size and location.

Can I rent out the property?
​​​​​​​

Can I rent out the property?
​​​​​​​

Can I rent out the property?
​​​​​​​

Can I rent out the property?
​​​​​​​

Short-term tourist rentals require a VFT licence from the Andalusian Regional Government. Long-term rentals of more than 30 days do not require one. Regulations vary by municipality; we can explain what applies to your property.

What if I don’t speak Spanish?
​​​​​​​

What if I don’t speak Spanish?
​​​​​​​

What if I don’t speak Spanish?
​​​​​​​

What if I don’t speak Spanish?
​​​​​​​

We speak Dutch, French, German, English and Spanish. All documentation can be translated. Many notaries in Málaga have experience working with international buyers.

We speak Dutch, French, German, English and Spanish. All documentation can be translated. Many notaries in Málaga have experience working with international buyers.

We speak Dutch, French, German, English and Spanish. All documentation can be translated. Many notaries in Málaga have experience working with international buyers.

Legally, no. In practice, sometimes yes. Spanish property law is complex, especially for rural properties. For these complex properties we recommend consulting a good lawyer to protect you from costly mistakes. We work with trusted multilingual lawyers.